eVault: Powering 1 in 6 eNote Originations

COMPANY

Snapdocs

ROLE

Senior Product Designer

Senior Product Designer

INDUSTRY

Fintech • Mortgages

TOOLS

Figma

PROJECT TYPE

0.1

About Snapdocs

0.1

About Snapdocs

0.1

About Snapdocs

0.2

The Problem

0.2

The Problem

0.2

The Problem

eVault: Digital Promisory Note Ledger

We designed and launched Snapdocs' first digital eVault: a secure, MISMO-compliant system for storing, managing, and transferring eNotes. It integrated into existing workflows while meeting strict legal and operational requirements behind the scenes.

Key features included:

  • Transparent lifecycle tracking

  • Bulk-first UX for high-volume lenders

  • Real-time audit trails and fallback handling for MERS errors

  • Embedded compliance that didn’t slow users down

The result: a trusted, invisible layer of infrastructure that modernized closings and positioned Snapdocs at the forefront of digital mortgage adoption

0.3

The Solution

eVault: Digital Promisory Note Ledger

We designed and launched Snapdocs' first digital eVault: a secure, MISMO-compliant system for storing, managing, and transferring eNotes. It integrated into existing workflows while meeting strict legal and operational requirements behind the scenes.

Key features included:

  • Transparent lifecycle tracking

  • Bulk-first UX for high-volume lenders

  • Real-time audit trails and fallback handling for MERS errors

  • Embedded compliance that didn’t slow users down

The result: a trusted, invisible layer of infrastructure that modernized closings and positioned Snapdocs at the forefront of digital mortgage adoption

0.3

The Solution

eVault: Digital Promisory Note Ledger

We designed and launched Snapdocs' first digital eVault: a secure, MISMO-compliant system for storing, managing, and transferring eNotes. It integrated into existing workflows while meeting strict legal and operational requirements behind the scenes.

Key features included:

  • Transparent lifecycle tracking

  • Bulk-first UX for high-volume lenders

  • Real-time audit trails and fallback handling for MERS errors

  • Embedded compliance that didn’t slow users down

The result: a trusted, invisible layer of infrastructure that modernized closings and positioned Snapdocs at the forefront of digital mortgage adoption

0.3

The Solution

Results

Yearly eNote Volume

66k/Year

eVault Customer Saving

$33M/Year

Loan Closing Speed

8 Day-Faster

From Paper to Platform: The Infrastructure Behind 1 in 6 U.S. eNotes

Since launch, Snapdocs eVault has helped modernize the mortgage industry—reducing risk, saving time, and unlocking millions in value for lenders. What began as an ambitious 0→1 build is now core infrastructure for digital closings.

It's yearly impact

  • 66,000 eNotes processed per yer (1 in 6 nationwide)

  • 38,000+ hours saved by eliminating manual handling

  • $33M+ in annual savings (up to $500 per loan)

  • Loans close 8 days faster, improving liquidity

  • One of the first MISMO-compliant eVaults in the U.S.